Crypto tax has two parts, and they are easy to confuse. First, you need a complete, credible record of what happened across your exchanges and wallets. Then you need to decide what those transactions mean for your tax return. Coinfig handles the first part. A tax practitioner helps with the second.
That division of work is useful whether you made a handful of trades or have years of activity spread across exchanges, wallets, rewards, and old CSVs. The calculator gives your practitioner something orderly to review. The practitioner brings the context a calculator cannot see.
The calculation is important. The judgment is too.
Crypto records are unusually hard to reconstruct. A trade on one platform, a withdrawal to a wallet, and a deposit at another platform may be one transfer, not three unrelated transactions. Staking rewards have to be identified and valued when received. A crypto-to-crypto swap can be a disposal even when no money touched your bank account.
Coinfig brings that history together. You can connect supported exchanges with read-only API keys, import CSV files, match transfers, and check for missing or unexplained history before relying on your figures. The resulting reports give you transaction schedules, capital gains summaries, income breakdowns, and the workings behind the totals.
But software cannot know your intention when you bought an asset, the commercial context of your trading, or facts that sit outside the transaction file. Those details can affect whether a gain is capital or revenue in nature, and how a return should be completed. That is where professional advice belongs.
What each brings to the job
Coinfig and a practitioner do different jobs. Used together, they give you both a complete set of workings and informed advice on what those workings mean.
| Coinfig | Tax practitioner |
|---|---|
| Reconstructs and checks your transaction history | Applies the tax treatment to your individual circumstances |
| Produces transaction schedules, capital gains summaries, and income breakdowns | Reviews complex classification and filing decisions |
| Helps identify missing history and unexplained balance changes | Can assist with tax queries, objections, audits, or VDP matters |
What a tax practitioner adds
A qualified tax practitioner can review your reports alongside the facts of your situation. In a more involved case, they can help you:
- Assess whether transactions should be treated as revenue or capital in nature.
- Deal with activity that needs explanation, such as mining, staking, airdrops, derivatives, or a business that accepts crypto.
- Check what should be included in your return and retain the supporting records your revenue authority may request.
- Handle prior-year issues, objections, audits, or a Voluntary Disclosure Programme application.
That does not mean every crypto holder needs a lengthy engagement. If your history is simple and complete, Coinfig may give you the clear figures you need to prepare your return. The value of a practitioner rises when the records are incomplete, the amounts are material, the activity is complex, or you are unsure which tax treatment applies.
A cleaner handover for your practitioner
Without a good transaction record, a practitioner has to begin with detective work. They may need to trace transfers between platforms, request missing exports, and work out why a balance changed. It takes time and makes it harder to focus on the actual tax questions.
Coinfig helps you arrive prepared. Before your consultation, connect or upload every source you have used, resolve the gaps the completeness check identifies, and export the reports for the relevant tax year. Bring any supporting documents that explain unusual activity, such as wallet addresses you control, loan records, or reward statements.
Your practitioner can then spend their time reviewing the treatment and advising on the return, rather than rebuilding a ledger from screenshots and email attachments.
Our tax-practitioner partners
Coinfig partners with practitioners who can help when you need specialist advice. Forvis Mazars has digital-assets expertise globally. Tax Consulting South Africa has specialist crypto-tax expertise, including capital-versus-revenue classification.
These partners can advise on your own circumstances. Coinfig remains the reporting and calculation tool, and it does not provide tax advice or lodge returns on your behalf.
The practical way to get started
Start by getting the history right. Gather records from every exchange, wallet, and CSV you have used. Add them to Coinfig, work through the completeness check, and review the reports.
If the result is straightforward, you have a much clearer basis for preparing your return. If you need advice, take the same reports to a qualified practitioner. You can contact Forvis Mazars or Tax Consulting South Africa directly to discuss your circumstances. You will arrive with better questions, better records, and a far less stressful starting point.
For the tax rules behind the report, read our guide to how SARS taxes crypto in South Africa. If you have past crypto activity that was never declared, read the guide to the SARS Voluntary Disclosure Programme and speak to a practitioner before taking action.
This article is general information, not tax advice. Crypto tax outcomes depend on your specific circumstances. For complex situations, consult a qualified tax practitioner.